If the other guys insurance company considers it to be totaled, they will strike you a check for the value of the truck, whatever that amount may be. I don't know if the laws in ID are different than here in Virginia, but we are generally offered the damaged vehicle for a very small amount of money subtracted from the check. You may end up in much better shape than you think, depending on the severity of the damage. Insurance companies seem to be very eager to total vehicles these days just to be done with a claim.
My sons car was damaged in an accident caused by the other driver. They determined it to be totaled. They wrote him a check for $5,000.00 and we kept the car ($5,500 less $500.00). We bought a wreck which had the front clip parts we needed for $450.00. It was like we hit the lottery. He now has a like-new car and $4,550.00 walking around folding money.
I really hope it works out this well for me Carl. A branded title doesnt bother me that much because I am never going to get rid of this truck.
Spartan
