Sounds like you have a good handle on what it is and how to proceed.
The DMV in Jeff City, would not let me keep the title to the one owner 46 I have, 6 or so years ago.

Don


1967 GMC 9500 Fire Ladder Truck
"The Flag Pole"
In the Stovebolt Gallery
1946 2-Ton grain truck
1946 3/4-ton pickup,
1953 1-ton pickup
1957 1-ton flatbed dually,
1954 Pontiac Straight Eight
Of all the things I've lost in my life, I miss my mind the most!