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Re: Insurance for a big bolt that is still doing work?
yeahoner #1356577 Wed Apr 22 2020 01:49 PM
Joined: Nov 2019
Posts: 71
H
Wrench Fetcher
Look into the farm laws out west and for you state specifically. Mine is for the three farms here, does work, and is plated as a 26k farm truck plate and I had zero issues with state farm. It is just liability coverage right now though. Have not looking into doing full coverage.

We have a number of antique-ish vehicles that are still worked hard between the other farms and they are insured under a local company and Farmers insurance, again without issue. Being that this is a farm truck for farm use, you have a lot of abilities that anyone else wont and can ignore a lot of laws that wont apply to you. Business insurance is not needed, depending on what farm insurance you have. But again, look into it state specifically and try going with a agriculture/farm centered insurance company. You can get away with a lot thru companies like that.

Many laws on the books don't apply to farmers and more yet are specifically made to restrict laws being placed on farms. Use it to your advantage.

Re: Insurance for a big bolt that is still doing work?
yeahoner #1356618 Wed Apr 22 2020 07:45 PM
Joined: Dec 2001
Posts: 15,270
Boltergeist
Do you have a Farm Bureau Ins. close to you? Check the phone book......it may be in another county so be sure to look close.


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Re: Insurance for a big bolt that is still doing work?
Achipmunk #1356622 Wed Apr 22 2020 07:50 PM
Joined: Apr 2020
Posts: 17
Y
New Guy
Originally Posted by Achipmunk
Do you have a Farm Bureau Ins. close to you? Check the phone book......it may be in another county so be sure to look close.
unfortunately they don't seem to even been in my region. I'm going to look at country financial, they do farm insurance in my area.

Re: Insurance for a big bolt that is still doing work?
yeahoner #1365562 Fri Jun 19 2020 01:26 PM
Joined: Feb 2012
Posts: 36
S
Wrench Fetcher
State Farm has the insurance on my 72 C50, it is tagged as a farm truck, which by Alaska law has to derive 85% of it income from farming. I haul manure. compost and sawdust in it, all related to our boarding stable. State Farm didn't even ask to see it. They also insure a 2001 K3500 and a 2001 Escalade for us. Good luck!

Re: Insurance for a big bolt that is still doing work?
yeahoner #1369116 Tue Jul 14 2020 10:43 PM
Joined: Feb 2016
Posts: 64
M
Wrench Fetcher
This is Jake, from State Farm...
Seriously, I never had any issues with them insuring my '67 C50. It was all personal use less than 10k miles a year. Wasn't much cost wise. Business use may be different but worth the call. Worst they could is do is day no...

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